Women Drive Credit Growth: NITI Aayog women’s for financial access to help entrepreneurship and economic growth. It can also be focused on Non-Metro Women Driving Credit Growth. Let’s know about women’s credit growth in detail.

Table of Contents
Women Drive Credit Growth
NITI Aayog combines TransUnion CIBIL and MicroSave Consulting as Borrowers to Builders women Financial Growth Story in India. The highlights are Increase in the participation of women in the financial system. The percentage of 42 year on year growth in women borrowers.
In December 2024, 21 million women actively track their credit score, reflecting an increase in financial awareness and engagement. The significant access to financial resources empowering women entrepreneurs and promoting economic growth.
Women Driving Credit Growth Report
Women’s proportional share in the self-monitoring credit base increased from 17.89% in 2023 to 19.43% in 2024. It has experienced a first rate of 48% as opposed to 30% in metro areas like Mastra, Tamil Nadu, Karnataka, Uttar Pradesh, and Telangana, which contribute to almost half of all monitoring women. The highest compounded annual growth rates in active borrowers for the past five years.
Conclusion On Women Credit Growth
NITI Aayog’s 2025 data shows women, especially in non-metro areas, are driving India’s credit growth, demonstrating increased financial awareness and empowering entrepreneurship. This surge, led by states like Maharashtra and Uttar Pradesh, highlights the untapped potential of women and underscores the need for continued support to foster inclusive economic growth.
Advancing India's Journey of #WomenEmpowerment!!
— NITI Aayog (@NITIAayog) March 3, 2025
NITI Aayog released the report 'From Borrowers to Builders: Women’s Role in India’s Financial Growth Story' in collaboration with TransUnion CIBIL and MicroSave Consulting. Released by Shri B.V.R. Subrahmanyam, CEO, NITI Aayog,… pic.twitter.com/1pxEFGZNdo

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